Comprehensive Auto Insurance 
Comprehensive Auto Insurance 
Comprehensive Auto Insurance covers the financial losses incurred directly as a result of the following risks for motorized and non-motorized land vehicles, trailers or caravans with permission for road use specified in the policy, as well as construction machinery, tire-wheeled tractors, and other agricultural machinery.
a) Collision of the vehicle with motorized or non-motorized vehicles that can be used on the road or railway,
b) Accidents such as the vehicle being struck by a stationary or moving object due to external and sudden impacts on the vehicle, whether it is in motion or at a standstill, or the vehicle hitting such an object, overturning, falling, or rolling,
c) Malicious or mischievous acts by third parties, as well as damages caused by individuals lacking legal capacity,
d) Fire of the vehicle,
e) Theft of the vehicle or its parts, or attempted theft.
Automatic Coverage Included in the Comprehensive Auto Insurance Policy:
- Collision, impact, overturning, falling, rolling, fire, and theft
- Strike, lockout, riot, civil commotion, and terrorism
- Earthquake and other natural disasters
- Flood and water damage
- Damages other than fire caused by contact with substances such as cigarettes
- Appreciation value coverage
- Damages caused by rodents and other animals
- Legal protection coverage
- Optional financial liability coverage
- Individual accident seat coverage
- No-claim protection coverage (Limited Coverage)
For Private Cars / Vans,
- Mini repair service
- New value coverage
- No-claim protection coverage (Comprehensive Coverage)
- Theft of the vehicle with the original key
For Private Cars,
- Coverage for incorrect fuel filling
For Private Cars / Vans / Minibuses,,
- Theft of the key
- Replacement vehicle coverage
Comprehensive Auto Insurance Policy - Instances That Do Not Affect No-Claim Bonus:
Limited Coverage
- Glass breakage
- Mirror damage
- Headlight damage
- Headlight damage
- One-time incidents of radio/stereo theft, without affecting the no-claim bonus
- 100% refundable damages
- Mini repair damages
Mini repair damages
- Damages not exceeding 10% of the vehicle's value
Additional Coverages Available for Individual
- Accessory Coverage
- International Coverage
Additional Services
- Mini repair service
- Replacement vehicle service
- Roadside assistance service
Hak Sahiplerince Aranmayan Paralar
