Unlimited Optional Financial Liability Insurance covers the financial/legal liability arising from the use of the vehicle, compensating the portion exceeding the limits of Optional Financial Liability coverage, if any, under Traffic Insurance and Comprehensive Coverage, beyond the limits of the Compulsory Financial Liability coverage. Moreover, claims for non-material damages are also included without any limit.
There is no obligation to have a Comprehensive Insurance Policy to obtain Unlimited Optional Financial Liability Insurance. Having Traffic Insurance is sufficient. Even if your Traffic Insurance is not from Neova Participation Insurance, you can still get the Unlimited Optional Financial Liability Insurance from Neova.